lOMoAR cPSD| 45349271
Describe something you want to buy but can’t afford.
(https://langgo.edu.vn/ielts-speaking-part-1-2-3-chu-de-money-va-mau-tra-loi ) You should say: What you would like to buy
How much it costs Why you can’t afford it and explain if
there is any other way you could acquire it.
I would like to buy myself a car. This wil be my first vehicle, because I have just got my
driver’s licence. I like traveling with comfort to work and around the city, but the heavy traffic
during rush hours makes public transportation real y inconvenient for me. However, I am
very conscious about the environment and wouldn’t like to spend money on a
conventional automobile that wil only contaminate the air we breathe. Therefore, the
perfect car for me would be an electric one – ideally, a Tesla.
Teslas cost substantially more than usual petrol cars. Their price fluctuates around 80,000 –
100,000 USD. What I especially love about it is that it’s possible to design my own one –
some parts of it can be customized.
Unfortunately, I can’t afford this car right now – I have just graduated and entered the job
market with not the highest ever salary. Also, I haven’t taken up a single loan, and I am of a
strong belief that credit must finance only investments that generate future returns. And such
a consumeristic purchase as a car definitely won’t earn me any money. In fact, I wil only
spend even more on planned maintenance. Thankfully, Tesla is not a vehicle that needs
petrol, so I wil majorly save on gasoline. Thus, I wil wait for a couple of years, until my pay
improves. I wil also have a better range of car models to choose from. Word Pronunciation Meaning Example Conscious about / k n əs ə ba t/ˈ ɒ ʃ ˈ Biết rõ về - She was ʊ selfconscious about her small statue Conventional /kən v n ənl/ˈ ɛ ʃ Theo tập quán -What a conventional, middle- aged attitude he has to life! She was self- conscious about her small statue Fluctuates / fl ktj e ts/ˈ ʌ ʊ ɪ
Dao động, lên xuống -Her wages fluctuate between £150 and £200 a week. lOMoAR cPSD| 45349271 Maintenance / me ntənəns/ˈ ɪ Sự bảo dưỡng -The city budget for street repair and maintenance was cut for this fiscal year.
English Vocabulary: How to talk about the economy
(https://www.voicetube.com/videos/32701 )
Hi. Welcome back to www.engvid.com. I'm Adam. Today's lesson, we're going to look at
business English. We're going to talk about the economy. Now, we're not going to get into
too much detail. We're not going to get into economic theories, etc. What we're going to look
at is some vocabulary that wil help you read financial articles and newspapers, or online, or
watch financial broadcasts on TV; CNN, Money Matters, etc., things like that. So,we're going
to look at all these words. We're going to start with "GDP" because everything somehow
relates to "GDP - gross domestic product". What is this? This is the total value, the total
monetary value of goods and services produced within a country.So everything that the
country produces from toilet paper to airplanes, and services from massage to heart surgery,
all the money that's made from these goods and services together adds up to the GDP. So,
when we're talking about GDP, we're going to refer back to this expression when we're
talking about some of these other words. So, first, let's look at "fiscal". "Fiscal" basically
means anything to do with money, anything to do with financial matters, especially when
we're talking about taxes. Okay? So,when... The most common thing you'l hear is "fiscal
year". So when we're talking about a company's fiscal year, we're talking about it's the
beginning of its tax year to the end of its tax year. In some countries, everybody matches this
from January to December; in other countries, you're allowed... Your fiscal year starts when
you start your business, and then one year later is the end of your fiscal year. It's easier to
match it to the calendar year, but... A "quarter". Now, you're going to always hear about
prices, and stocks, and values going up or down over the last quarter or over the last two
quarters. What is a "quarter"? It's basically three months. So if you're talking about the first
quarter of the year, you're talking about January, February, March. That's your first quarter.
Your next three months, second quarter. Four quarters makes one year. "Currency". I think
everybody knows this word, but just in case, this is the money that is used in a country or a
region. This is the monetary value that is used for exchanges, trades, investments, etc. In
Canada, we use the Canadian dol ar. In the U.S., they use the American dollar. Euro in
Europe, etc. A "budget". A "budget" or "to budget", it can be a noun or a verb, means to
make a plan on how to spend a certain amount of money. So, for example, a government
has this much money that they need to spend, or they have a plan that they want to spend
this much money on. Now, they want to spend a mil ion dol ars. I'm being very simple, here;
I'm not going to get into big numbers. They need to spend a mil ion dol ars to provide al the
services that they need and to buy all the materials that they need to import, etc. If they are
running on a deficit, that means that they need to spend more money than they have. They
have to spend on things to bring in or to run the country, but they don't have to. So if I need
to spend a mil ion dol ars but I only make the revenues of the country are only $900,000,
then they wil run on a $100,000 deficit. Okay? "Surplus" is the opposite. "Surplus" is when
the government or any company, you don't have to apply this to a government, when you
have more money than you need for the budget. So if I need to spend a mil ion dollars over
the next year, but I have a mil ion and a half, then I have half a mil ion dol ar surplus, which is always a good thing. lOMoAR cPSD| 45349271 Word Pronunciation Meaning Example GPD /ʤ ːi -di -pi /ː ː Gross Domestic -Countries are sorted Product by nominal GDP estimates from financial and statistical institutions. Fiscal / f skəl/ˈ ɪ (Thuộc) tài chính -Our fiscal 2009 results were chal enged by the word economic downturn. Fiscal year / f skəl j ə/ˈ ɪ ɪ Năm tài chính -These sites are to report data accumulated during the previous fiscal year. Quarter / kw tə/ˈ ɔː Một phần tư -I get an electricity bil every quarter. Currency / k rənsi/ˈ ʌ Tiền tệ -Take some foreign currency to cover incidentals like the taxi fare to your hotel. Budget / bˈ ʌʤɪt/ Ngân sách -The school budget is going to be cut again this year Surplus / s pləs/ˈ ɜː Số dư -The government is forecasting a budget surplus this year.
10 things I learned after losing a lot of money
(https://www.youtube.com/watch?v=_8l2egORXGA )
I used to be successful according to society. I had left a well-paid job in marketing to
become an entrepreneur. And very soon, I could buy anything I wanted, not anything in the
world, anything I wanted, which was a lot stil . My impulse purchases included a brand-new
car and a house. My entire life was just about fun, and I can say I created some amazing
memories,but it was just fun. I wanted more. I wanted joy. I wanted to do something that
would last, something that mattered. So I started working with students, and this was
fantastic. For the first time in my life, people would come up to me and say, "Thank you.
You've changed my life." And that was so valuable to me that I would do it for just a little bit
of money if they wouldn't pay me enough. I would even do it for free - a lot - until I reached a
point where even a small financial setback could ruin me as an entrepreneur. And of lOMoAR cPSD| 45349271
course, it did. In the middle of summer of 2016, when all schools were closed and I wouldn't
have any income for another two months or so, I received five envelopes at the same time
from the tax services, demanding that I pay for my glory days, immediately. This cost me
everything I had: all my savings, all the money that I had. And all I had left in an instant was
just a few coins that I found between the cushions of the sofa and in my coat pockets and in
my car and 3 euros and 97 cents in the bank. Two days later, my daughter would come back
from staying with her father. She would come back on her birthday. And I couldn't afford to
bake her a cake. What I wanted to do was just to crawl into bed and cry, which I don't like,
and just hide under the covers until it would all just go away. But I couldn't.I didn't have time
because I only had 48 hours to prove to myself that I was better than this, that I was a good
mother. So what I did was the most terrifying and the most embarrassing thing I've ever
done in my life: I decided to expose myself publicly as a failure. And I thought that the best
place to start would be rock bottom. So I gave away my last bit of money, and then I had
absolutely nothing. And then the only way was up. I called it "the money project." Word Pronunciation Meaning Example A well-paid job /ə w l-pe d ɛ ɪ Công việc được trả -At least he had to ʤɒb/ lương hậu hĩnh found a well-paid job that interested him. Entrepreneur /ˌɒntrəprə n /ˈ ɜː Nhà doanh nghiệp -He is an entrepreneur who made his money in computer software. My impulse /ma mp ls ɪ ˈɪ ʌ Mua sắm một cách -I hadn’t intended to purchases ˈ ɜːʧpəs z/ɪ bốc đồng get another pair of shoes- it was my impulse purchases. A small financial /ə sm l fa næn əl ɔː
Bước thụt lùi nhỏ về -There has been a setback ɪˈ ʃ tài chính small financial ˈ ɛs tbæk/ setback in my plans. Glory /ˈɡ ɔːl ri/ Huy hoàng -The reunion is an opportunity for the soldiers to remember their past glories.