Money and financial GROUp no2 | Tài liệu Tiếng Anh

MONEY AND FINANCIAL GROUP NO2 CONTENT 1: OVERVIEW OF MONEY page 04 1.Overview of money 1.1. Definition of money
Money is generally accepted as a
payment for goods and services,
it is a highly liquid asset that represent purchasing power page 02 1.Overview of money 1.2. ORIGIN OF MONEY BARTER SYSTEM: “DOUBLE COINCIDENCE OF WANTS”. COMMODITY MONEY TRANSITION TO FIAT 1.Overview of money 1.3. FUNCTIONS OF MONEY Medium of exchange Unit of account store of value standard of deferred payment 1.Overview of money 1.4. Roles of Money
FOR THE ECONOMY: SUPPORTS SPECIALIZATION AND LARGE-SCALE PRODUCTION
For Management: Control inflation and stimulate growth
FOR INDIVIDUALS: PROVIDES LIQUIDITY AND FREEDOM OF CHOICE IN CONSUMPTION. 1.Overview of money 1.5. Evolution of Money StaGE tYPE Characteristics 1 Commodity Money Gold, Silver, Salt 2 Paper Money
Convertible or Non-convertible 3 Bank Money
Checks, demand deposits, and credit transfers.
Digital balances, E-wallets (Momo, VNPay), and Mobile Banking. 4 Electronic Money 5 Cryptocurrency Decentralized digital assets CONTENT 2: OVERVIEW OF FINANCE & THE FINANCIAL SYSTEM page 04
CONTENT 2: OVERVIEW OF FINANCE & THE FINANCIAL SYSTEM 2.1. Overview of Finance
Definition: Finance is a system of economic relationship in: Distribution Use of money funds
CONTENT 2: OVERVIEW OF FINANCE & THE FINANCIAL SYSTEM 2.1. Overview of Finance Origin:
Appeared with the state and commodity - money economy
CONTENT 2: OVERVIEW OF FINANCE & THE FINANCIAL SYSTEM 2.1. Overview of Finance Functions of Finance:
Distributive Function: Moves money from surplus areas to deficit areas Control funtion; Monitors how money is used
ensuring compliance with financial laws 2.2. The financial system
Definition: A Network that mobilizes & allocates funds Components and classification: 1. Financial market - money market - Capital market 2. Financial intermediaries
3. Financial Assets (instruments) 4. Financial Infrastructure 2.2. The financial system Classification by ownership: - Public Finance - corporate Finance - personal/Household Finance 2.3. The Vietnamese Financial System Bank-based system Regulators: - state bank of vietnam (SBV) - ministry of Finance (Mof)
- state Securities commission (ssc) 2.3. The Vietnamese Financial System Banking sector Capital market - HOSE (hcmc stock Exchange) - HNX (Hanoi stock Exchange) 2.3. The Vietnamese Financial System Current trends in Vietnam - digital Transformation - green finance - Restructuring CONCLUSION:
UNDERSTANDING THE LINK BETWEEN MONEY AND
FINANCE IS VITAL FOR ECONOMIC STABILITY.
IN VIETNAM, BANKS REMAIN CENTRAL WHILE
DIGITAL FINANCE IS RAPIDLY GROWING. THANK YOU